Which type of disability is right for you? Call us at 757-420-7777 for an interview today!
We represent many companies and each has its advantages. We can help you determine which carrier and plan is best for you – so give us a call.
Long-term disability insurance
Long-term disability insurance is a type of insurance you can buy that pays out monthly benefits if you become too ill or disabled to work. The benefit period can last two, five, or 10 years, or even until retirement, and the monthly benefit is up to 60% of your gross monthly income. The yearly cost generally is 1% to 3% of your annual salary.
Long-term disability insurance is the most cost-effective and comprehensive type of disability insurance, plus it can be purchased whether you work for an employer or for yourself.
Cecil Jenkins & Associates, Inc. 757-420-7777